Fake M-Pesa Paybill number swap lure — "Paybill has changed / nambari ya M-Pesa imebadilika" pretext directing victim to update AP record to attacker Paybill. ~30M M-Pesa active users in Kenya. Detection: M-Pesa / Paybill / Lipa na M-Pesa brand + redirect / update narrative. Source: Red-Team R8 multi-agent council C3 (KE payment-rail specialist); CBK M-Pesa risk bulletin 2024.

What this tier means

High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.

False-positive guard

Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.

About the scoring engine

Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.

Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.