Fake brokerage or financial advisor requesting urgent email-link authorization for a portfolio rebalancing, IRA rollover, or withdrawal — real brokerages require authenticated portal approval.
investment-portfolio-authorization-phish
What this tier means
High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.
How Gorganizer detects this
Fake brokerage, financial advisor, or wealth management firm requiring urgent email-link authorization for a portfolio rebalancing, IRA rollover, or large withdrawal — credential harvesting or unauthorized-transaction authorization attack. Real brokerages require authenticated portal approval and FINRA-mandated written authorization for large transactions; email-only approval requests are never valid. Detection: portfolio rebalancing/IRA rollover/investment transfer authorization vocabulary + authorize/approve/confirm transaction action + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R21; FINRA investment fraud advisory; SEC investor alert on unauthorized transaction emails.
False-positive guard
Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.
About the scoring engine
Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.
Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.
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