Fake Medicare / Medicaid / SNAP / SSI / unemployment reapplication lure — "reapply in 7 days or lose benefits" targeting seniors and low-income recipients (2024-2025 AARP FraudWatch / FBI IC3 top senior-citizen vector)
fake-government-benefits-reapplication-lure
What this tier means
High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.
How Gorganizer detects this
Fake "you must reapply for your Medicare / Medicaid / SNAP / EBT / WIC / SSI / SSDI / Social Security / unemployment benefits within 7 days or lose coverage" email targeting low-income and elderly recipients. The threat is grounded in real administrative practice — US states run periodic Medicaid redeterminations (escalated after the 2023 unwinding), SNAP has recertification windows, SSDI has redetermination cycles — which makes the lure extremely effective. Attackers harvest SSN + date of birth + banking info for downstream identity theft and benefits fraud. AARP FraudWatch and FBI IC3 2024-2025 list this as a top senior-citizen phishing vector. Fires when the body references a specific US government benefits program AND contains reapply / recertification / redetermination / renewal language + deadline urgency. Excludes .gov domains (ssa.gov, medicare.gov, medicaid.gov, healthcare.gov, dol.gov, usda.gov, fns.usda.gov, hud.gov, va.gov, cms.gov, benefits.gov), .state.XX.us state portals, .gov.uk, and state-benefits contractors (Deloitte, Accenture, Maximus). Auto-classified as danger via the `-lure` suffix.
False-positive guard
Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.
About the scoring engine
Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.
Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.
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