Fake Plaid-style bank account re-link — "linked bank account expired, reconnect now" credential-harvest lure; real bank account linking is done inside the authenticated app, not via cold email.
bank-account-reverification-phish
What this tier means
High-confidence threat indicator — phishing, impersonation, BEC, or scam pattern. Strong contributor to the trash decision.
How Gorganizer detects this
Fake Plaid-style bank account re-link email — "your linked bank account has expired or disconnected, please reconnect it now" credential-harvest lure. Real bank account linking is done inside the authenticated app or financial portal, not via cold inbound email. Attackers mimic Plaid, Yodlee, or bank brand aesthetics to steal OAuth tokens or credentials. Detection: bank account re-link/disconnected/reverify vocabulary + href present + no List-Unsubscribe + no In-Reply-To + not protected sender. Trash score: +4. Source: GC1-R19; Plaid security advisory; FBI financial credential theft advisory 2025.
False-positive guard
Every signal in Gorganizer feeds a multi-module score — never a sole verdict. This is a threat-tier signal — it adds a strong contribution to the trash score. The full pipeline still requires convergence across multiple modules + a margin over the safety floor before deletion happens, and Gmail's trash (30-day recovery) is always used — never permanent delete.
About the scoring engine
Gorganizer's scoring engine emits over 1,800 signals across six modules — headers, sender, subject, body, attachments, and structural metadata. Every email is scored by every module independently; the final verdict requires multiple modules to agree and the trash score to beat the safety floor by a margin.
Sacred safety guards — never delete starred emails, replies, calendar invites, receipts/invoices, or attachments — apply unconditionally regardless of any signal.
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